“How is San Francisco, Alex? Lovely city. Will you leave your heart there? Do you think it's a good place to die?”
― James Patterson, quote from Violets Are Blue
“The cell phone in my pocket went off. Shit! Damn it! Why do I carry these infernal gadgets? Why does anybody in their right mind need to constantly be on call?”
― James Patterson, quote from Violets Are Blue
“Human existence must be a kind of error. It is bad today and every day it will get worse, until the worst of all happens.” My own philosophy was a little cheerier than Schopenhauer’s,”
― James Patterson, quote from Violets Are Blue
“If you are lucky you will find something you love, if youre really lucky youll find someone to pay you for it”
― James Patterson, quote from Violets Are Blue
“If you are lucky you will find something you love doing, if you're really lucky you'll find someone to pay you to do it”
― James Patterson, quote from Violets Are Blue
“Total paranoia is just total awareness.”
― James Patterson, quote from Violets Are Blue
James Patterson
Born place: in Newburgh, New York, The United States
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“Someday we will be more than words in the dark.”
― Sara Raasch, quote from Snow Like Ashes
“Here’s a Reader’s Digest version of my approach. I select mutual funds that have had a good track record of winning for more than five years, preferably for more than ten years. I don’t look at their one-year or three-year track records because I think long term. I spread my retirement, investing evenly across four types of funds. Growth and Income funds get 25 percent of my investment. (They are sometimes called Large Cap or Blue Chip funds.) Growth funds get 25 percent of my investment. (They are sometimes called Mid Cap or Equity funds; an S&P Index fund would also qualify.) International funds get 25 percent of my investment. (They are sometimes called Foreign or Overseas funds.) Aggressive Growth funds get the last 25 percent of my investment. (They are sometimes called Small Cap or Emerging Market funds.) For a full discussion of what mutual funds are and why I use this mix, go to daveramsey.com and visit MyTotalMoneyMakeover.com. The invested 15 percent of your income should take advantage of all the matching and tax advantages available to you. Again, our purpose here is not to teach the detailed differences in every retirement plan out there (see my other materials for that), but let me give you some guidelines on where to invest first. Always start where you have a match. When your company will give you free money, take it. If your 401(k) matches the first 3 percent, the 3 percent you put in will be the first 3 percent of your 15 percent invested. If you don’t have a match, or after you have invested through the match, you should next fund Roth IRAs. The Roth IRA will allow you to invest up to $5,000 per year, per person. There are some limitations as to income and situation, but most people can invest in a Roth IRA. The Roth grows tax-FREE. If you invest $3,000 per year from age thirty-five to age sixty-five, and your mutual funds average 12 percent, you will have $873,000 tax-FREE at age sixty-five. You have invested only $90,000 (30 years x 3,000); the rest is growth, and you pay no taxes. The Roth IRA is a very important tool in virtually anyone’s Total Money Makeover. Start with any match you can get, and then fully fund Roth IRAs. Be sure the total you are putting in is 15 percent of your total household gross income. If not, go back to 401(k)s, 403(b)s, 457s, or SEPPs (for the self-employed), and invest enough so that the total invested is 15 percent of your gross annual pay. Example: Household Income $81,000 Husband $45,000 Wife $36,000 Husband’s 401(k) matches first 3%. 3% of 45,000 ($1,350) goes into the 401(k). Two Roth IRAs are next, totaling $10,000. The goal is 15% of 81,000, which is $12,150. You have $11,350 going in. So you bump the husband’s 401(k) to 5%, making the total invested $12,250.”
― Dave Ramsey, quote from The Total Money Makeover: A Proven Plan for Financial Fitness
“He comes from the grave, his body a home of worms and filth. No life in his eyes, no warmth of his skin, no beating of his breast. His soul, as empty and dark as the night sky. He laughs at the blade, spits at the arrow, for they will not harm his flesh. For eternity, he will walk the earth, smelling the sweet blood of the living, feasting upon the bones of the damned. Beware, for he is the living dead. —OBSCURE HINDU TEXT, CIRCA 1000 B.C.E.”
― Max Brooks, quote from The Zombie Survival Guide: Complete Protection from the Living Dead
“Why should a set of people have been put in motion, on such a scale and with such an air of being equipped for a profitable journey, only to break down without an accident, to stretch themselves in the wayside dust without a reason?”
― Henry James, quote from The Wings of the Dove
“The only thing that made sense were the thoughts on repeat inside my head: I was about to become the husband of the second woman I’d ever loved.
It was almost time. Damn. Shit, yeah! Fuck, yes!
I was getting married!”
― Jamie McGuire, quote from A Beautiful Wedding
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The Probable FutureBookQuoters is a community of passionate readers who enjoy sharing the most meaningful, memorable and interesting quotes from great books. As the world communicates more and more via texts, memes and sound bytes, short but profound quotes from books have become more relevant and important. For some of us a quote becomes a mantra, a goal or a philosophy by which we live. For all of us, quotes are a great way to remember a book and to carry with us the author’s best ideas.
We thoughtfully gather quotes from our favorite books, both classic and current, and choose the ones that are most thought-provoking. Each quote represents a book that is interesting, well written and has potential to enhance the reader’s life. We also accept submissions from our visitors and will select the quotes we feel are most appealing to the BookQuoters community.
Founded in 2023, BookQuoters has quickly become a large and vibrant community of people who share an affinity for books. Books are seen by some as a throwback to a previous world; conversely, gleaning the main ideas of a book via a quote or a quick summary is typical of the Information Age but is a habit disdained by some diehard readers. We feel that we have the best of both worlds at BookQuoters; we read books cover-to-cover but offer you some of the highlights. We hope you’ll join us.
