“Gabriel.
This has to be his fault, somehow. I'm going to track him down, pluck out his angel feathers, and stuff a pillow with them.”
― Lisa Desrochers, quote from Personal Demons
“Sii la mia schiava d’amore,” I purr.
Her expression is guarded. “What did you say?”
An amused smile pulls at my lips. “I’ll never tell.” Somehow, I don’t think she’d agree to be my love slave anyway.”
― Lisa Desrochers, quote from Personal Demons
“I walk up right behind Frannie, where she’s sitting near the door, in time to hear her say, “You know what, Tay? Go to Hell,” and I smile, because I think it’s cute that she’s inviting her friends along.”
― Lisa Desrochers, quote from Personal Demons
“But his eyes say what he can’t. I see it, clear as day, even if she doesn’t. He’d give up his wings for her. All she’d have to do is ask.”
― Lisa Desrochers, quote from Personal Demons
“I'm literally too hot to handle.”
― Lisa Desrochers, quote from Personal Demons
“We could work on our English outline," I say and almost can't contain the chuckle.
"Really? That's your idea of a hot date?"
"I'm sorry, I wasn't aware we were on a 'hot date'" And this time I can't contain the chuckle when she cringes. "So, how hot would you like it? I'm capable of all levels of hotness, from Luc-warm to - and I'm being literal here - hotter than Hell.”
― Lisa Desrochers, quote from Personal Demons
“If there's a Hell on Earth, it's high school.”
― Lisa Desrochers, quote from Personal Demons
“I'm a demon, not a pig, so I keep the place relatively neat.”
― Lisa Desrochers, quote from Personal Demons
“I don't believe in love at all, really. But lust ... is alive and well.”
― Lisa Desrochers, quote from Personal Demons
“She’s fiery for sure. I like a little fire. Makes me feel at home.”
― Lisa Desrochers, quote from Personal Demons
“Oh, for the sin of Satan.”
― Lisa Desrochers, quote from Personal Demons
“There’s no crying in baseball and no love in Hell. It’s just the rules. You could say it’s against our religion, more or less.”
― Lisa Desrochers, quote from Personal Demons
“You speak Italian," she says, unconvinced.
"Si."
"Say something."
"Sii la mia schiava d'amore," I purr.
Her expression is guarded. "What did you say?"
An amuse smile pulls at my lips. "I'll never tell." Somehow I don't think she'd agree to be my love slave anyway.”
― Lisa Desrochers, quote from Personal Demons
“And I start to say that I’m not lying now, but I am, so that would be a lie.”
― Lisa Desrochers, quote from Personal Demons
“I try to pretend his shoulder touching mine isn’t causing totally unrelated parts of me to tingle.”
― Lisa Desrochers, quote from Personal Demons
“But I can't see how anybody who drives a '68 Shelby could be all bad.”
― Lisa Desrochers, quote from Personal Demons
“What is it?”
“Well, how it works is you take the box out of my hand and open it,” I say with a grin.”
― Lisa Desrochers, quote from Personal Demons
“Tell me what to do to change your mind.”
― Lisa Desrochers, quote from Personal Demons
“Whoa! I knew you were hot, but Jesus!’ she says, and I wonder why she things He has anything to do with it.”
― Lisa Desrochers, quote from Personal Demons
“She gets to the bottom of the stairs, and I lift her off the ground and kiss her. As I lower her back to her feet she says, ‘Mmm, nice. That’s gonna score you some points with the parents.’ I look into the stands and see her parents standing there, slack-jawed, Dad with a camera perched, forgotten, in his hand. And Grandpa is laughing. ‘So what’s the plan?’ ‘I’m working on it. But I’m pretty sure it doesn’t include molesting me in front of them.”
― Lisa Desrochers, quote from Personal Demons
“There’s no crying in baseball and no love in Hell. It’s just the rules.”
― Lisa Desrochers, quote from Personal Demons
“I elbow him. “You’re such a pig.”
He grins. “I’m not a pig, I’m a guy—which, now that I think about it, is pretty much the same thing. Point taken.”
― Lisa Desrochers, quote from Personal Demons
“I know exactly what to do with him. I've been practicing in my dreams.”
― Lisa Desrochers, quote from Personal Demons
Lisa Desrochers
Born place: The United States
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“Consider, for example, IBM’s decision to outsource the microprocessor for its PC business to Intel, and its operating system to Microsoft. IBM made these decisions in the early 1980s in order to focus on what it did best—designing, assembling, and marketing computer systems. Given its history, these choices made perfect sense. Component suppliers to IBM historically had lived a miserable, profit-free existence, and the business press widely praised IBM’s decision to out-source these components of its PC. It dramatically reduced the cost and time required for development and launch. And yet in the process of outsourcing what it did not perceive to be core to the new business, IBM put into business the two companies that subsequently captured most of the profit in the industry. How could IBM have known in advance that such a sensible decision would prove so costly? More broadly, how can any executive who is launching a new-growth business, as IBM was doing with its PC division in the early 1980s, know which value-added activities are those in which future competence needs to be mastered and kept inside? 2”
― Clayton M. Christensen, quote from The Innovator's Solution: Creating and Sustaining Successful Growth
“Here’s to being single…drinking doubles…and seeing triple!”
― Karen Kondazian, quote from The Whip
“Sleep and cry and rest no more For you have lived many storms before Run or crawl and find the sea Dive in the pleasure Let it set you free.”
― Irum Zahra, quote from Psychaotic: See The World In Red And Black
“Те, кому грезится апокалипсис, просто не представляют себе жизнь после смерти. И если им придется покинуть этот свет, они готовы забрать с собой весь мир.”
― Douglas Coupland, quote from Eleanor Rigby
“The Economics of Property-Casualty Insurance With the acquisition of General Re — and with GEICO’s business mushrooming — it becomes more important than ever that you understand how to evaluate an insurance company. The key determinants are: (1) the amount of float that the business generates; (2) its cost; and (3) most important of all, the long-term outlook for both of these factors. To begin with, float is money we hold but don't own. In an insurance operation, float arises because premiums are received before losses are paid, an interval that sometimes extends over many years. During that time, the insurer invests the money. Typically, this pleasant activity carries with it a downside: The premiums that an insurer takes in usually do not cover the losses and expenses it eventually must pay. That leaves it running an "underwriting loss," which is the cost of float. An insurance business has value if its cost of float over time is less than the cost the company would otherwise incur to obtain funds. But the business is a lemon if its cost of float is higher than market rates for money. A caution is appropriate here: Because loss costs must be estimated, insurers have enormous latitude in figuring their underwriting results, and that makes it very difficult for investors to calculate a company's true cost of float. Errors of estimation, usually innocent but sometimes not, can be huge. The consequences of these miscalculations flow directly into earnings. An experienced observer can usually detect large-scale errors in reserving, but the general public can typically do no more than accept what's presented, and at times I have been amazed by the numbers that big-name auditors have implicitly blessed. As for Berkshire, Charlie and I attempt to be conservative in presenting its underwriting results to you, because we have found that virtually all surprises in insurance are unpleasant ones. The table that follows shows the float generated by Berkshire’s insurance operations since we entered the business 32 years ago. The data are for every fifth year and also the last, which includes General Re’s huge float. For the table we have calculated our float — which we generate in large amounts relative to our premium volume — by adding net loss reserves, loss adjustment reserves, funds held under reinsurance assumed and unearned premium reserves, and then subtracting agents balances, prepaid acquisition costs, prepaid taxes and deferred charges applicable to assumed reinsurance. (Got that?)”
― Warren Buffett, quote from Berkshire Hathaway Letters to Shareholders
Academy 7
A Spy in the House
Murder Is Easy
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Wolf Island
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