“Secrets have a way of making themselves felt, even before you know there's a secret.”
― Jean Ferris, quote from Once Upon a Marigold
“That cup of tea is definately not down your alley”
― Jean Ferris, quote from Once Upon a Marigold
“Nobody ever gets enough appreciation when they're behaving themselves, but there's no end to hearing about it when they're not. ”
― Jean Ferris, quote from Once Upon a Marigold
“As wonderful as dogs can be, they are famous for missing the point.”
― Jean Ferris, quote from Once Upon a Marigold
“She said, "As long as we're with each other--"
"We know we're in exactly the right place," he finished.”
― Jean Ferris, quote from Once Upon a Marigold
“As it so often does, an impulsive, daring suddenly - and too late - seemed seriously flawed in its conception and its inability to be retracted.”
― Jean Ferris, quote from Once Upon a Marigold
“His recent dungeon experience had persuaded him that opportunites for good things should be grabbed and not postponed. You never knew when you wouldn't be around anymore.”
― Jean Ferris, quote from Once Upon a Marigold
“Sometimes things that seem like good ideas in theory, in practice turn out to be the worst kinds of boneheaded blunders.”
― Jean Ferris, quote from Once Upon a Marigold
“Edric knew he should head for home. It would be dark soon, and even though he was as familiar with his part of the forest as he was with the back and the front of his hand, there were dangers when the lights went out—wild animals, evil spirits, big glowing eyes attached to who-knew-what, stuff like that.”
― Jean Ferris, quote from Once Upon a Marigold
Jean Ferris
Born date January 24, 1939
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“as Shakespeare wrote, “What a piece of work is a man…”
― Karen Kondazian, quote from The Whip
“Clouded thoughts Scattered around My soul is restless I have nowhere to go No safe haven Nothing makes sense Not anymore I think I lost myself Somewhere on the road And I don’t even want to go back.”
― Irum Zahra, quote from Psychaotic: See The World In Red And Black
“Well, it’s amazing what you can find in this world if you’re willing to sleep with people.”
― Douglas Coupland, quote from Eleanor Rigby
“The Economics of Property-Casualty Insurance With the acquisition of General Re — and with GEICO’s business mushrooming — it becomes more important than ever that you understand how to evaluate an insurance company. The key determinants are: (1) the amount of float that the business generates; (2) its cost; and (3) most important of all, the long-term outlook for both of these factors. To begin with, float is money we hold but don't own. In an insurance operation, float arises because premiums are received before losses are paid, an interval that sometimes extends over many years. During that time, the insurer invests the money. Typically, this pleasant activity carries with it a downside: The premiums that an insurer takes in usually do not cover the losses and expenses it eventually must pay. That leaves it running an "underwriting loss," which is the cost of float. An insurance business has value if its cost of float over time is less than the cost the company would otherwise incur to obtain funds. But the business is a lemon if its cost of float is higher than market rates for money. A caution is appropriate here: Because loss costs must be estimated, insurers have enormous latitude in figuring their underwriting results, and that makes it very difficult for investors to calculate a company's true cost of float. Errors of estimation, usually innocent but sometimes not, can be huge. The consequences of these miscalculations flow directly into earnings. An experienced observer can usually detect large-scale errors in reserving, but the general public can typically do no more than accept what's presented, and at times I have been amazed by the numbers that big-name auditors have implicitly blessed. As for Berkshire, Charlie and I attempt to be conservative in presenting its underwriting results to you, because we have found that virtually all surprises in insurance are unpleasant ones. The table that follows shows the float generated by Berkshire’s insurance operations since we entered the business 32 years ago. The data are for every fifth year and also the last, which includes General Re’s huge float. For the table we have calculated our float — which we generate in large amounts relative to our premium volume — by adding net loss reserves, loss adjustment reserves, funds held under reinsurance assumed and unearned premium reserves, and then subtracting agents balances, prepaid acquisition costs, prepaid taxes and deferred charges applicable to assumed reinsurance. (Got that?)”
― Warren Buffett, quote from Berkshire Hathaway Letters to Shareholders
“A friend was someone you talked to in school, joined a club with, or who went to your church. A stupid fight in a basement could end a normal friendship. But a best friend was someone you could trust with your life, someone who you knew would be there for you. Being best friends was a promise to work through things no matter what.”
― Michael Barakiva, quote from One Man Guy
Revolution
The Crane Wife
The Spook's Apprenti...
The Lost Garden
Hard as It GetsBookQuoters is a community of passionate readers who enjoy sharing the most meaningful, memorable and interesting quotes from great books. As the world communicates more and more via texts, memes and sound bytes, short but profound quotes from books have become more relevant and important. For some of us a quote becomes a mantra, a goal or a philosophy by which we live. For all of us, quotes are a great way to remember a book and to carry with us the author’s best ideas.
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